Brexited | the worst threads live the longest
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In the latest episode of the United Hour Podcast, Nik and Imran hold a long overdue conversation about United's awful league form with 1 win in 7. They discuss a disappointing draw at Bournemouth, a not so disappointing draw against Liverpool and a crushing defeat at Chelsea - Is time nearly over for Erik Ten Hag?
Then in a special second half of the pod, Nik welcomes Natalie ( https://twitter.com/natalie_17) to discuss the fortunes of Manchester United Women as they booked a place in the FA Cup Final after a historic first ever win vs. Chelsea.
Not really. In London about 2.2 million voted to remain and 1.6 million voted to leave.
We also voted to join the European Community, not the European Union.... so does that mean we aren't actually members in the first place....
It's not just prices. It's a domino effect. A 3% fall in house prices will see a considerable number of people defaulting on their mortgages. Where the economy goes from there is anyone's guess.
European Communities.
Both are acceptable, but yes, Communities was the official name.
No, only one is acceptable because we are talking about multiple treaties and communities.
Technically Northern Ireland never voted to join the UK so they're not in the UK and therefore not in the EU.
Technically Scotland nor Wales never voted to join the UK so they're not in the UK and therefore not in the EU. By jove I think you may have cracked it. Dissolve the UK and let England charge ahead into no deal obscurity!
Technically Ireland never voted to join Earth so I declare us Martians.
Technically Mars never voted to let us cross the border into Mars so there is now a hard border keeping us out.
... that doesn't address my question at all.
How do you assume anything, Stanley is a UK born person currently living in Holland but intends to return to the UK later but can't vote.
But much more interestingly you said the people who are living in the UK should be able to vote but EU citizens living in the UK were not allowed to vote, now if you are saying they should be then there could be a good chance that the result of the referendum would be completely different. Excellent idea.
PS Still waiting for a positive of leaving the EU - have waited over three years so a bit longer won't hurt.
Wonder how many people voted to leave because the person they saw on the bus was French and not Thai.
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We shouldn't have any restrictions or checks in place and instead just have a massive free for all.
Oh dear, been caught out yet again.
Unless you fail top understand your own question, it does. If you have lived outside the UK for 15 years or more, and failed to register to vote in that time, then you cant vote. Whether you live in the EU or the rest of the world. That applies to general elections, local elections, European elections and referendums.
Is WensleyMU Boris trying to wind us all up? 
For again to apply, there would need to be a previous time.
You still haven't given me a positive of leaving , you've got the EC 1975 vote wrong (we've been through this one about 10 times already on this thread) and you haven't answered my question about EU citizens being able to vote in the referendum since their futures are at stake and are in the UK legally plus the UK citizens living outside the UK who are affected by the decision of the UK to leave so should also have a say.
It's rather a sad indictment of the world today that it actually winds people up to here something that is demonstrably true, but doesn't fit their own POV.Is WensleyMU Boris trying to wind us all up?
Giving a good impression of previous poster long since departed called I BelieveIs WensleyMU Boris trying to wind us all up?
ahh. A reincarnation then.
Imagine evacuating Dunkirk, but each soldier had first to show his passport & service papers as well as fill in a form before getting on a boat, which had to be booked in advance online, before computers were even invented.
I don't even believe the stupidity.
The positives are all subjective and are, frankly unknown because, we haven't left, nor do we have any precedent to look upon. It is also not the responsibility of the voter, but of those in power to promote and deliver the result.
I've not mentioned the 1975 vote except to point out that it was the second largest vote count for a electoral issue in UK history.
The rules over who can vote are long established. They were also challenged and defeated in court prior to the election.,
Further to that, these now desperate after the fact cries are nothing short of embarrassing. Remain was meant to win by a landslide. They had everyone on side while leave had muppets like Johnson, Farage and Banks. Its utterly embarrassing that people are still whining about something they had every conceivable advantage in.
The one thing we can agree on.
Cameron and the Torries abdicated their responsibility to govern and we now are all sliding down the tunnel into a bucket of shit.
maybe Wesley is the reincarnation of that "I Believe" guy or whatever he was. All we need now is for him to say "Paul" at the start of every sentence and his transition will be complete.
I dont get this. My house price fell 15pc at least during the crisis. My mortgage and salary stayed the same so it made no difference. What is your rational behind this thinking?
For some people, why continuing to pay a mortgage on a house that has lost a chunk of its value? You have to assume some won't. And in a number of places, the fall in prices will be a lot more than 3%.
Why would a 3% fall in house prices cause mortgage defaults?
I can tell you what is demonstrably true. If we leave the EU without a deal it will effect NI far more than any other part of the current EU. You might be right that they didn't have the right to vote independently to leave the EU but it is also right that the leave voters in Little Britain don't care if leaving the EU has a devastating effect on NI.
It comes down to what you own being less than what you owe. It's called negative equity look it up.
That doesn't answer the question. Negative equity only really crystallised as an issue when you sell or refinance.
Well they'd be utter idiots and get themselves into trouble then. Given the impact the impact of Brexit, I can't see interest rates going anywhere, even as inflation inevitably goes up.
My assumption is some areas will have house prices fall by a lot more than 3%
Look at the subprime market before the last crash. Negative equity sees an awful lot of people defaulting because why wouldn't they if they owe more than their property is worth.
I doubt a 3% drop would cause many borrowers to drop into negative equity, considering many lenders will ask for at least 5% deposit and, typically, considerably more like 15% deposit.
Also, suffering negative equity shouldn't necessarily induce defaulting on your mortgage, which will depend on the original loan and interest rate. As long as your other financial circumstances remain the same, a drop in the value of the house shouldn't change affordability of the mortgage repayments, unless you want to sell and get another mortgage or, otherwise, remortgage.
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Bingo. This is a big area that will change if we leave without a deal.
Yeah, which is why I agreed with Garry: it is the jobs we have to worry about.
The subprime market was down to many factors, including HBOS only checking less than a quarter of its self-certification applications for affordability. Was more an issue of banks overexpanding and throwing money at anyone.