But Romney ain’t gonna turn down $13 million.
19 children and 2 teachers killed in Texas school shooting (24 May 2022)
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So something like gun liability insurance. With every AR-15 is the risk of it being used to commit a mass murder. Paired to that weapon is a human being who can be placed on a risk scale based on certain factors deemed more significant in predicting risk liability with regards to these things. Based on that a risk pool and associated premiums can be drawn up.
If you are 18, maybe it would cost you $12,000 per month (example) to have gun liability insurance related to a AR-15. That alone would deter a lot of people. Make it mandatory to have gun insurance for every weapon you own. Offer discounts for gun safe purchases, or storing it in an armory, or psych evals, or whatever.
Then when these events happen, insurance companies can then pay out to victims, municipalities impacted by gun violence.
This country has decided it loves gun money. Why not give Geico and The Hartford and others a piece of the action?
Good idea in theory but does the cost deterrent work from an actuarial perspective?
Also, this would infringe the people's right to keep and bear arms so it wouldn't get far
Unless the first point is favourable and you get the insurance industry lobby onside for the revenue potential.
Regardless of political beliefs, I can't fathom how anyone can vote for Ted Cruz. Most spineless, sniveling, two-faced, arrogant, hypocritical prick to ever be involved in politics. Even if his views lined up perfectly with my own, I would never want that guy to represent me. He's a ginormous douche.
You'd have laugh at it if this was a comedy skit tbh.
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You’re already in a Civil War, and you’re losing it… People literally stormed the Capitol and there’ve been barely any political consequences, and the guy whose name it was done in may very well win again in 2024.
What if you’re Neville Chamberlain?
I know, right? The guy is just trash.
There are many states not invested in the gun culture that people can move to.
If that happens it will be doomsday for most of the world.
Problem is, the Winter weather stinks in most of those states. I want warm winters and no guns. That's the unicorn state that doesn't exist.
As many shootings as there are in this fecked up place, they are dwarfed by the number of responsible gun owners. Even with insanely high payouts per event, the insurance companies would have to screw up the actuarial tables to come out in the red in a given year. Plus the fact that a high premium on gun ownership would deter psycho 18 year olds from buying guns in the first place. Parents with kids in their house would have to get safes or their premium's would escalate.Good idea in theory but does the cost deterrent work from an actuarial perspective?
Also, this would infringe the people's right to keep and bear arms so it wouldn't get far
Unless the first point is favourable and you get the insurance industry lobby onside for the revenue potential.
I definitely see some idiot judge interpreting insurance as an infringement, ignoring the presence of guns being an infringement to many Americans who don't want to live in this kind of society.
But from a money perspective I'm surprised a startup hasn't tried to corner the market on this. Set up some prototype models, lobby a state representative or two, have it finalized on the state level.
Hawaii?Problem is, the Winter weather stinks in most of those states. I want warm winters and no guns. That's the unicorn state that doesn't exist.
They all seem really hippy there
Puerto Rico/American Samoa, if you're willing to loosen a bit on the "state" requirement
I do not like that man Ted Cruz
I do not like his far-right views
I do not like his stupid chin
I do not like his smarmy grin
I do not like him with a beard
I do not like him freshly sheared
I do not like Ted Cruz at all
That man Ted Cruz can suck my balls
I grew up there (well, for 6 years at least). Would love to live their again but it's too expensive and the last thing Hawaii needs is another outside family contributing to the increase in housing prices.
That’s why a boat is perfect for you!Problem is, the Winter weather stinks in most of those states. I want warm winters and no guns. That's the unicorn state that doesn't exist.
I don't understand how anyone can argue that gun control laws won't work when this cnut waited until literally the first day it was legal to go buy assault rifles.
Also, why the feck can you buy an assault rifle before you can rent a hotel room?
Also, why the feck can you buy an assault rifle before you can rent a hotel room?
Freedumb
That's what I'm getting at. I don't know if the premium would be high enough to act as a deterrent they way it does with car insurance due to the saturation of guns/owners relative to the (still shockingly high) number of events. If they artificially inflate premiums for any age group, people would fight it.
I can't get my head around why so many people in the US don't store their guns safely and would need an incentive like a premium reduction to do it (and there would still be hold outs!).
Many look at guns as a benign accessory, a bauble.
Yeah that's actually a good point. People wouldn't need to fight it, another insurance company would just come in with better rates. Minimum price floors would probably get struck down as anti-competitive.
At least the victim's families get paid though... win win, right?
Jesus.
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What's even more sad that when the Supreme Court struck down Washington DC's gun ban, they also included this:
"Writing for the majority, Justice Antonin Scalia said that an individual right to bear arms is supported by "the historical narrative" both before and after the Second Amendment was adopted. The Constitution does not permit "the absolute prohibition of handguns held and used for self-defense in the home," Scalia said. The court also struck down Washington's requirement that firearms be equipped with trigger locks or kept disassembled, but left intact the licensing of guns."
This is the uphill battle we are facing.
If they've ever fired one I don't know how they can. The destructive power is immediately evident.
It's just so senseless. Little, easy things that in no way infringe those constitutional rights everyone holds dear but would save thousands of lives.
"the historical narrative" is more important than little kids getting shot. Utter subhuman scum.
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Dying from a broken heart. feck me.
Just keeps getting worse.
So sad. Poor kids, too.
this world is just a really really shitty placeSo very sad, what is going to happen to those children now, are they just going to go into the "system"??
An assault rifle cannot be called a handgun and also if self-defense at home is the criteria, taking a gun out of the house should be outlawed.
Which has hundreds of problems including drugs and sexual harassment.
guns should be outlawed full stop
That is not gonna happen. You would need an American revolution or something.