Roboc7
Full Member
- Joined
- Mar 31, 2014
- Messages
- 8,959
There is a practical difference between having credit, and being confortable enough to use it.
Im sure most people have tens, if not hundreds, of £ availble to them on their credit cards. But they dont use it becasue they know they cant clear those balances in good time.
Well that’s just stating the obvious, but you can spend credit if you have it, it’s a choice. So again just reinforcing what I said in the first place.