It'll certainly be means tested with the majority not able to access it, which makes sense given there will be a huge transfer of wealth from baby boomers to millennials over the next 25 years. It'll effectively become an extension of universal...
His problem is that even if you accept that no goalkeeper in the world saves any of their 3 goals (at best a 50/50 opinion) and even if you believe that the kind of howler top keepers make a couple of times a season can be overlooked if made...