In purely musical terms, there are hundreds. She's a truly modern phenomenon. She's just really safe and marketable. She's a good singer but not amazing. Lots of her peers have better voices. She's a competent if not a bit formulaic, songwriter. She's pretty but not annoyingly or intimidatingly so. Her family were in PR or something and Taylor herself is savvy as hell. She's really driven, and focussed and has been from a young age. She's a money making dream come true. All the parts are there.
Recognising these things doesn't make you a snob.
I work in the music industry and have done for nearly 30 years. I ran a record label for half that time, and success and talent are linked but not the same.
Sone of the most talented people don't make it, for a variety of reasons.