I agree. The end was a surprise, perhaps shocking. But that was yesterday. Today, it seems completely random, just a case of "wrong place, wrong time". It wasn't like Chuck's death, which was a direct result of Saul's machinations.
The whole Howard subplot still feels like bad writing. Saul conned the old lady to get the Sandpiper money, then he changed his mind. The writers did not have any good ideas, so they went back to Sandpiper, and for 5 episodes Saul conned Howard. Long, boring, silly, and unjustified ... they even needed Howard to explain the reasoning to us, because the writers knew that the whole thing was absurd.