Iminence of previously unexpected death is inevitably terrifying, but there is something dramatic about plane crashes that is nightmarish indeed.
I was once carried by a rip current on a deserted beach, at a time where I was unaware of what that phenomenon was, and knew not how to get out of it - which isn't that hard when you're thaught how. For quite a few minutes, after exhaustion started to kick in, I felt no hope to survive and would just wish I had a gun to shoot myself in the head, because I couldn't deal with the idea that at some point I would have no more strength to keep afloat, but wasn't sure when that moment would come. It just felt sooner and sooner, until, against my expectations, I was brought back to land by the ocean.
I'm not sure how long that lasted, but certainly more than 5 minutes, perhaps 10 or 15. Yet, even after going through all that, the prospect of spending two minutes in that dreaded Concorde flight, for a physically painless death, seems more daunting. Let alone for even longer crashes...
Probably a mix of your complete passiveness and lack of agency on a crashing plane, coupled with the claustrophobia and the fact that dozens or hundreds of people are with you, and none can do anything about it. Must be different for a pilot, focused on his actions.