A bunch of the complaints about United and the lack of spending translate across pretty well to Bayern. They lost Kroos, Schweinsteiger, Alaba, Lewandowski, over the years... they're replaced none of these players over time with big money signings. They don't have a top striker, they replaced most of the last generation with academy players or players that other teams didn't want... and yet they're among the favorites to win the UCL, again. Says something about how absolutely vital money is to being competitive